Get off the paycheck-to-paycheck treadmill.

Practical, judgment-free help for people who work hard and still come up short at the end of the month.

Books

Breaking
the Cycle

How to stop living paycheck to paycheck

Jack Grey

Breaking the Cycle

If your paycheck is spoken for before it lands, you're not bad with money. You're stuck in a cycle, and cycles can be broken.

Breaking the Cycle is a straightforward, step-by-step plan for getting a little breathing room: seeing where your money really goes, building a cushion for the unexpected, and paying down debt one piece at a time.

Coming soon to Amazon Start with the free worksheets

Breaking
the Cycle

The Workbook

Jack Grey

Breaking the Cycle Workbook

A hands-on companion to the book, with worksheets, checklists, and action plans you can fill in as you go.

In progress Hear first when it's out

Five free worksheets

Printable one-page tools that put the book's plan on paper. Use them with the book or on their own.

Monthly BudgetGive every dollar a job before the month begins.
Spending TrackerWrite down every purchase for a month and see where it all goes.
Debt Payoff PlannerList every debt, pick an order, and shade in your progress.
Emergency Fund TrackerFill in 50 boxes on the way to your safety cushion.
Bill CalendarMatch every bill to the paycheck that covers it.

About Jack Grey

Jack Grey writes plain-spoken, practical books about money for people who are tired of feeling one surprise bill away from trouble. No jargon, no lectures, just steps you can take this month.